Monday, June 30, 2014

Getting Serious about Money

Yesterday afternoon, C and I had a conversation about money, jobs and life, not unusual when we are on a long car trip. This one was different though.

This one was less "I wish" and more "we should". It was about how other people seem to be getting ahead in this crap economy and we aren't. About how different decisions made earlier in our lives could have made a big difference to our current finances. And about how big decisions now could help change things for the better.

Basically, we both decided that it's time to pull our finger out and stop settling. Stop settling for our white- and blue-collar wages. Start focusing on how we can earn more, and sow the seeds of some future passive income.

"But it all sounds so greedy!" I said at one point, stricken with conscience because striving for more money seemed a little Wall Street when people less fortunate than us are struggling to keep the power and water on.

But hubby pointed out that there is no shame in wanting something better for ourselves, and our future family. Plus we're both totally sick of being poor. Poverty being relative of course - I am not living on the breadline, or below it. But the constant worry about money is just exhausting. And I don't want to be a billionaire. I just want to be able to buy a magazine when I fancy it and not feel guilty.

So now remains to be seen whether we will actually take action, or keep talking about taking action. I'm a very hard girl to get out of my comfortable rut, so stay tuned. Will we look at the mining sector? Will we consider 2nd jobs? Will we start up a side hustle? Who knows.

Do you want more income? Have you done any of the above and how has it turned out?


  1. At one point in a gov job we were all so fed up with the bureaucratic BS parts of it that some of us discussed mass quitting to drive trucks in the mines for a year (or a few) to earn a house deposit (or house).
    Then I did end up in mining and still am poor...

    1. There is a lesson in this somewhere, I'm sure :)

  2. I'm juuust about to give birth, so I'm not working at the moment (and it's killing me!), but pre-baby I was a BIG fan of the second job! (Heck, at one point, I even had three!) Yes, it can be exhausting, but knowing that I didn't have to stress about money/was able to save so rapidly (a couple of years ago, I managed to save $8000 - while paying a mortgage - in about 5 months or so!) definitely made it worth it. Not too sure how I'll be able to do the same in the future with a child on the way, but I'll certainly try my best!

    P.S. There is *nothing* wrong with wanting a better life for yourself :) It's a cliche, but it's true… you only live once, so you as may well have/work towards exactly what you want!

    1. Wow, that is a productive way to earn and save money. And to be doing it again - that's dedication, I wish you the best of luck! I do feel better about the steps I'm taking to improve our situation, I just need to keep taking inspiration from people that I know and read about I think! :)



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